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What is Financial Peace University?
FPU
is the most important step to changing your financial future. It is your Total
Money Makeover Program. It takes the knowledge from God and turns it into real
action in our lives through a step-by-step process taught by best-selling author
and financial counselor Dave Ramsey.
FPU is a 13-week life-changing program that empowers and teaches you how to
make the right money decisions to achieve your financial goals and God's plan
for your life. The course includes practical lessons on eliminating debt,
building wealth, giving like never before, and much, much more!
Who is Financial Peace University for?
It's for EVERYONE!...from the financially secure to the financially distressed.
Over 180,000 families and individuals have attended Financial Peace University.
Applying God's Word radically changes your life. On average, FPU graduates have paid off over $5,300 in debt and saved $2,700 during the 91-day program!
What Will I Learn?
In this life-changing program you will learn:
1. How often do the classes meet?
There are 13 class sessions meeting one day per week. Childcare will
be provided.
2. How long is each class session?
We suggest two hours for each session, and each is independent of the others.
Part One is taught by Dave Ramsey via video to help
you learn how to make wise financial decisions based on Scripture.
Part Two of each class session is a SMALL CIRCLE
group discussion. The design of the small discussion groups helps you apply the
principles to your daily life. The small group members will help hold each other
accountable and support one another. The discussion group will help insure we
are working on the behavior part.
3. What is the average size of the class?
The video portion of the class is UNLIMITED. However, break down into groups of
8-12 families for the small group time with a coordinator/small group
facilitator for each group.
4. What happens if I miss one class- can I make it
up?
The coordinator can work with you to make up that lesson by allowing you to take
the video lesson home with you, as long as you will return it the following
class. There may be a deposit required to borrow a lesson on DVD, depending on
the coordinator.
5. What is included in the FPU Membership Kit?
As part of your enrollment package you will receive:
All 13 lessons on an audio CD library
Dave Ramsey's Personal Testimonial audio message
3 months of Zero Based monthly budgeting forms on CD
A Financial Snapshot progress form
A complete set of financial management forms, including samples
All 13 fill-in-the-blank FPU lessons to work through with Dave during the
classes
Dave's Financial Peace Revisited book
The Envelope System
2 debit card holders
Access to the Member Resource Center online, where you will find tools to be
used for the duration of the class
You will also receive upon your graduation session
A graduation certificate
6. How many classes do I need to attend in order to graduate?
You must attend 12 of the 13 classes to qualify for the graduation certificate.
7. What are the subjects covered in each lesson?
Lesson 1: Super Savers
Lesson 2: Cash Flow Planning
Lesson 3: Relating with Money
Lesson 4: Buying Only Big, Big Bargains
Lesson 5: Dumping Debt
Lesson 6: Understanding Investments
Lesson 7: Understanding Insurance
Lesson 8: Retirement and College Planning
Lesson 9: Buyer Beware
Lesson 10: Real Estate and Mortgages
Lesson 11: Careers and Extra Jobs
Lesson 12: Collection Practice and Credit Bureaus
Lesson 13: The Great Misunderstanding
8. When will the first class start?
We currently have classes underway that start Wednesday, January 23 and Sunday,
January 27. These classes are full, so we will be starting another
new class shortly. Please let Kristin know if you would like to be on the
list to receive information about this new class.
9. Can a class member get additional assistance if they need it?
For more detailed, complex assistance, Dave Ramsey Certified Counselors offer
discounts for one-on-one counseling. For more information on counseling, see the
financial counseling section of the Dave Ramsey Web site.
10. Who benefits from this program?
Everyone truly benefits from this program!
Regardless of your age...
Regardless of your income...
Regardless of being single, married, divorced, or a single parent.
11. How much does this program cost?
Materials retail for $189, church families pay $90. The
church will take care of ordering the kits, and if you choose, you may opt to
repay the church $30 a month during the 3 months of the course.
12. Who can attend with my Financial Peace
membership?
Your spouse and teens living in the home.
13. Is there a refund if I do not like the program?
Our guarantee is simply this - "If you do it, it works! I you don't do it, it
won't work!" If you work the program, you won't want your money back. If you
don't work the program, you don't get your money back.