What is Financial Peace University?

FPU is the most important step to changing your financial future. It is your Total Money Makeover Program. It takes the knowledge from God and turns it into real action in our lives through a step-by-step process taught by best-selling author and financial counselor Dave Ramsey.

FPU is a 13-week life-changing program that empowers and teaches you how to make the right money decisions to achieve your financial goals and God's plan for your life. The course includes practical lessons on eliminating debt, building wealth, giving like never before, and much, much more!

Who is Financial Peace University for?
It's for EVERYONE!...from the financially secure to the financially distressed. Over 180,000 families and individuals have attended Financial Peace University.

Applying God's Word radically changes your life.  On average, FPU graduates have paid off over $5,300 in debt and saved $2,700 during the 91-day program! 

What Will I Learn?
In this life-changing program you will learn:

  1. Step-by-Step Cash Flow Planning 
    Luke 14:28: "For which of you, intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it."
  2. Debt Snowball Plan Technique to Eliminating Debt
    Proverbs 22:7: "The borrower is slave to the lender."
  3. How to Invest Wisely
    Ecclesiastes 11:2: "Give portions to seven, yes to eight, for you do not know what disaster may come upon the land."

FPU FAQ:

1. How often do the classes meet?
There are 13 class sessions meeting one day per week.   Childcare will be provided.
 
2. How long is each class session?
We suggest two hours for each session, and each is independent of the others.
Part One is taught by Dave Ramsey via video to help you learn how to make wise financial decisions based on Scripture.
Part Two of each class session is a SMALL CIRCLE group discussion. The design of the small discussion groups helps you apply the principles to your daily life. The small group members will help hold each other accountable and support one another. The discussion group will help insure we are working on the behavior part.

3. What is the average size of the class?
The video portion of the class is UNLIMITED. However, break down into groups of 8-12 families for the small group time with a coordinator/small group facilitator for each group.

4. What happens if I miss one class- can I make it up?
The coordinator can work with you to make up that lesson by allowing you to take the video lesson home with you, as long as you will return it the following class. There may be a deposit required to borrow a lesson on DVD, depending on the coordinator.

5. What is included in the FPU Membership Kit?
As part of your enrollment package you will receive:
All 13 lessons on an audio CD library
Dave Ramsey's Personal Testimonial audio message
3 months of Zero Based monthly budgeting forms on CD
A Financial Snapshot progress form
A complete set of financial management forms, including samples
All 13 fill-in-the-blank FPU lessons to work through with Dave during the classes
Dave's Financial Peace Revisited book
The Envelope System
2 debit card holders
Access to the Member Resource Center online, where you will find tools to be used for the duration of the class
You will also receive upon your graduation session
A graduation certificate

6. How many classes do I need to attend in order to graduate?
You must attend 12 of the 13 classes to qualify for the graduation certificate.

7. What are the subjects covered in each lesson?
Lesson 1: Super Savers
Lesson 2: Cash Flow Planning 
Lesson 3: Relating with Money 
Lesson 4: Buying Only Big, Big Bargains 
Lesson 5: Dumping Debt 
Lesson 6: Understanding Investments 
Lesson 7: Understanding Insurance 
Lesson 8: Retirement and College Planning 
Lesson 9: Buyer Beware
Lesson 10: Real Estate and Mortgages 
Lesson 11: Careers and Extra Jobs 
Lesson 12: Collection Practice and Credit Bureaus
 Lesson 13: The Great Misunderstanding 

8. When will the first class start?
We currently have classes underway that start Wednesday, January 23 and Sunday, January 27.  These classes are full, so we will be starting another new class shortly.  Please let Kristin know if you would like to be on the list to receive information about this new class.

9. Can a class member get additional assistance if they need it?
For more detailed, complex assistance, Dave Ramsey Certified Counselors offer discounts for one-on-one counseling. For more information on counseling, see the financial counseling section of the Dave Ramsey Web site.
 
10. Who benefits from this program?
Everyone truly benefits from this program!
Regardless of your age...
Regardless of your income...
Regardless of being single, married, divorced, or a single parent. 

11. How much does this program cost?
Materials retail for $189, church families pay $90.  The church will take care of ordering the kits, and if you choose, you may opt to repay the church $30 a month during the 3 months of the course.

12. Who can attend with my Financial Peace membership?
Your spouse and teens living in the home.

13. Is there a refund if I do not like the program?
Our guarantee is simply this - "If you do it, it works! I you don't do it, it won't work!"  If you work the program, you won't want your money back. If you don't work the program, you don't get your money back.

 


We meet at the
W Chatham YMCA


Service Times:
Sunday Mornings
9:30 & 11:00